|
Avoid financing in small installments and high interest When we want a consumer good, we are often attracted by low-payment financing. Not to mention the extra costs you may have to guarantee the safety of yourself and your vehicle, including always leaving the car in a closed parking lot. . Avoid lending money to relatives and friends It is clear that everything depends on the situation and the friend. The problem is that, generally, friends and relatives have more freedom and intimacy with us, which is not always a good thing when the issue is money.
The person ends up not feeling worried about USA WhatsApp Number Data owing or being late with the payment. Time passes and many times the loan is forgotten. So it doesn't cost anything to be a little careful to avoid going through these types of problems, right? . Be careful with the credit card Without a doubt, the credit card is one of the biggest villains in people's financial lives. Therefore, if you want to manage your money efficiently, you need to be careful with them. What many do not realize is that when you make a purchase with a credit card, you are actually generating a debt to pay later. In the case of purchases divided by installments, it is a debt that will last a long time.
This is dangerous for two reasons, the first is because at the end of the day, you are only postponing a payment that should have been made at the time of purchase, losing control and focus of your investment, since that stimulates other expenses. short term. The second reason is that the possibility of compromising your income in the coming months is high, and therefore, it can harm your future expenses that are essential, putting your situation in a scenario in which you will need to withdraw money from your reserves or contract a debt with interest on the card itself. Remember that credit card interest rates are one of the highest currently, so the priority should be: avoid them.
|
|